Limits and Fees

Fees

Transaction Type
Fee
Return payment fee (for each returned payment)
£0 for the first three return payments in a calendar year and £5 thereafter.
Over Limit Fee (if you are over yourCredit Limit at Closing Date)
£0.
Monthly or annual fee
£0.
Non-sterling transaction fee
0% of the transaction amount.
Card issue fee
£0.
Replacement card fee
£5.
Late repayment fee (for each late payment)
Maximum of £10.

Limits

Transaction Type
Limit per day
Limit per month
Limit per year
Overall
10,000 GBP
15,000 GBP
150,000 GBP
ATM withdrawals
200 GBP
200 GBP
2,400 GBP
Physical card usage (POS terminals)
8,000 GBP
15,000 GBP
150,000 GBP
Online card usage
5,000 GBP
5,000 GBP
150,000 GBP